Insurance and payment

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You may self-pay or your insurance  company may be billed for payment. Payment is due at the time of  service, whether it be co-pay or self-pay.

Cash or check payable to "Inner Wisdom  Counseling, L.L.C." is accepted. Visa or Mastercard are also accepted. Please see "Professional Agreement" for further details  regarding fees or contact Dr. Linda Najjar if you plan to self-pay to  determine fees. 

Now accepting the following insurance:
 

Presbyterian Health Care (all plans except Medicare)
Blue Cross/Blue Shield (most PPO plans, no EPO, NLP, Medicaid, or Medicare)
Multiplan/ Claritiv
 

Please call your insurance company to verify that I am listed on their  panel, and they will cover mental health services with me as your  provider. 

Please send a copy of your insurance card, if you plan to bill insurance.

If you plan to bill insurance, you will be  assigned a mental health diagnosis that fits the symptoms for which you  are seeking treatment, and it becomes part of your permanent health care  record. For complete privacy and/or to avoid receiving a mental health diagnosis in your file, some clients choose not to use insurance.  If you have any questions or concerns about this, please feel free to discuss them  during your initial phone consultation.